My New Year's Resolution
I've bounced back and forth over whether to post this publicly or not.
Obviously, I've decided to do so.
My new year's resolution is the following:
Start being financially responsible.
This means the following:
A) Make a Budget. Stick to it.
B) Be better about paying everything on time.
C) Work on paying down my various debts.
I'll memory this and, hopefully, in a year from now I'll be able to look at this post again and say how I was financially responsible and how I worked towards actually getting on top of my financial issues.
Obviously, I've decided to do so.
My new year's resolution is the following:
Start being financially responsible.
This means the following:
A) Make a Budget. Stick to it.
B) Be better about paying everything on time.
C) Work on paying down my various debts.
I'll memory this and, hopefully, in a year from now I'll be able to look at this post again and say how I was financially responsible and how I worked towards actually getting on top of my financial issues.
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Mine this year is including the budget. Im going to have to nut out what i need to pay off etc and what I need to save but I have a cool little excel spreadsheet that I used this year and last year to help me.
The last biut of advice that someone recently has given me when i was talking about all my goal setting is this 10% save, 20% debts, and 70% living (thats including your bills)