The color of infinity inside an empty glass

I have one piece of advice, that I found has really worked for Josh and I. Make a list of all bills that have to be paid each month and their due dates. At the bottom, leave a column for savings. Each month you can check off what you've paid and keep track of what you've saved. This helps two-fold. First, you never forget a payment. Second, you feel accomplished when you get to see all the check marks :)